1. Information We Collect

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We collect information you voluntarily provide to us, including:

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• Contact information: first name, last name, email address, and telephone number

• Inquiry information: the service you are interested in, appointment preferences, and any details you include in a message or consultation request

• Communications: records of emails, text messages, and calls between you and us

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We also automatically collect limited technical information when you visit the Site, such as IP address, browser type, device type, pages viewed, and referring page. This is collected through standard web server logs and analytics tools.

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2. How We Use Your Information

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We use the information we collect to:

• Respond to your inquiries and consultation requests

• Schedule, confirm, and remind you of appointments

• Provide financial coaching, retirement income planning, and related services you request

• Send you service-related and, where you have consented, promotional communications by email and text message

• Maintain records required for our business and for regulatory or legal compliance

• Improve the Site and our services

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3. SMS / Text Messaging Privacy

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This section applies specifically to mobile phone numbers and text message consent.

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No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties.

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We collect your mobile telephone number and your consent to receive text messages only through our own opt-in points — the forms on this Site, in writing, or verbally during a call or appointment with us. SMS consent is never purchased, rented, sold, or obtained from a third-party list.

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Your mobile number and SMS consent are used solely to send you the messages described in our SMS Terms & Conditions. We may share your mobile number with our messaging service provider and our customer relationship management (CRM) platform strictly for the purpose of delivering those messages on our behalf.

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These providers are contractually prohibited from using your information for their own marketing purposes.

You may withdraw SMS consent at any time by replying STOP to any message from us, or by contacting us using the information in Section 10.

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4. Sharing of Other Information

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Outside of the mobile information described in Section 3, we may share information in the following limited circumstances:

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• Service providers: vendors who host our Site, manage our scheduling, process our email, or provide our CRM, acting only on our instructions

• Professional partners: if you request or authorize an introduction to a partner firm such as Robindale Consultants for annuity product implementation, we will share only the information necessary to make that introduction, and only with your knowledge

• Legal and regulatory: where required by law, subpoena, regulatory examination, or to protect our legal rights

• Business transfer: in connection with a merger, acquisition, or sale of assets, subject to this Policy

 

We do not sell your personal information. We do not share your information with third parties for their own marketing or promotional purposes.

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5. Cookies and Analytics

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The Site uses cookies and similar technologies to operate properly and to understand how visitors use it.

 

You can disable cookies in your browser settings, though some parts of the Site may not function correctly if you do.

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6. Data Retention

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We retain personal information for as long as needed to provide our services, maintain our business records, and meet legal, tax, and regulatory recordkeeping obligations.

 

Records of SMS consent and opt-out requests are retained for as long as required to demonstrate compliance.

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7. Security

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We use reasonable administrative, technical, and physical safeguards to protect the information we hold.

 

No method of transmission or storage is completely secure, and we cannot guarantee absolute security.

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8. Your Choices and Rights

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You may:

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• Opt out of text messages by replying STOP

• Opt out of marketing emails by using the unsubscribe link in any email

• Request access to, correction of, or deletion of the personal information we hold about you

• Ask us to stop contacting you entirely

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To make a request, contact us using the information in Section 10. Depending on where you live, you may have additional rights under state privacy laws; we honor verifiable requests regardless of residency.

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9. Children's Privacy

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The Site and our services are intended for adults age 18 and older. We do not knowingly collect personal information from children under 13. If we learn we have collected such information, we will delete it.

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10. Contact Us

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Praise & Prosperity Wealth Coaching

Phone: (803) 232-5365

Email: judy@praiseandprosperitywealth.com

Business hours: Monday–Friday, 10:00 a.m. – 4:00 p.m. ET

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11. Changes to This Policy

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We may update this Privacy Policy from time to time.

The revised version will be posted on this page with an updated "Last Updated" date.